Large and Small Business Benefits

Individual Health Exchange

Check out some Frequently Asked Questions regarding quoting health insurance.

What is Minimum Essential Coverage?2020-09-02T00:05:52+00:00

Minimum Essential Coverage, also called MEC, is the level of coverage that individuals are required to be enrolled in. Large employers with more than 50 employees are also required to provide MEC to 95% of their Full Time employees or face a fine.

See the CMS webpage on MEC HERE.

Do I have to pay for a health insurance quote?2020-09-01T23:32:57+00:00

No. There is no cost to you for a health insurance quote. We can provide individual quotes through our private exchange or group benefits quotes by request.

How can I find insurance plans are available in my area?2020-09-02T00:04:20+00:00

If you are an individual you can shop for insurance directly from our private exchange by clicking here. If you are an employer looking at benefits options then please contact us directly for a no hasell, no cost quote.

What if I missed open enrollment?2020-09-01T23:43:22+00:00

You can still enroll in health insurance during a Special Enrollment Period. You may also be able to enroll in individual insurance if you are eligible for your employers ICHRA or QSEHRA plan. Please email us if you need some help seeing if you are still eligible to enroll.

Have a question? We are happy to help!

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